Compare Credit Cards in Canada

A mid-tier Aeroplan credit card earning 2x Aeroplan points on Air Canada purchases, 1.5x on dining & food delivery, with a free first checked bag on Air Canada, 4th night free on hotel redemptions, and up to 45,000 Aeroplan points — $120/year.

A premium Aeroplan credit card with unlimited Maple Leaf Lounge access, 3x Aeroplan points on Air Canada, 2x on dining & food delivery, 1.25x on everything else, priority Air Canada perks, SQC earning toward Elite Status, and up to 110,000 Aeroplan points — $599/year.

Canada's top everyday rewards card earning 5 Membership Rewards points per $1 on eats & drinks (groceries, dining, and food delivery), 3 Membership Rewards points per $1 on streaming subscriptions, 2 Membership Rewards points per $1 on gas, transit & ride share — with full access to the Membership Rewards transfer partner network — $15.99/month.

A premium metal rewards card earning 2x Membership Rewards points on travel, gas, groceries, and drugstores, with a $100 annual travel credit, 4 complimentary Plaza Premium lounge visits, and up to 60,000 Membership Rewards points in your first year — $250/year.

A no-annual-fee Membership Rewards card earning 1x points on all purchases with a 10,000-point welcome bonus, 1:1 transfer partners, and made from 99% recycled plastic — the simplest entry into the Amex ecosystem.

Canada's premier travel credit card with unlimited Priority Pass lounge access, $200 annual travel credit, $200 annual dining credit, Marriott Bonvoy Gold Elite status, and up to 100,000 Membership Rewards points — $799/year.

A premium travel card earning 5x BMO Rewards points per $1 on travel, 3x on dining, entertainment, and recurring bills, and 1x on everything else. Includes up to 100,000 bonus points, first-year fee waived, NEXUS credit, 4 airport lounge passes, and comprehensive travel insurance with 21-day medical coverage.

A no-annual-fee cash back card earning 3% on groceries, 1% on recurring bill payments, and 0.5% on everything else — plus up to 5% cash back on all purchases in your first 3 months.

BMO's premium cash back card earning 5% on groceries, 4% on transit, 3% on gas, 2% on recurring bills, and 1% on everything else — plus up to $650 in first-year value including $40/month cash back when you spend $2,000+/month.

A no-annual-fee rewards card earning 5x BMO Rewards points per $2 on recurring bills, groceries, dining, and takeout — plus 1 point per $2 on everything else. Includes a 25,000-point welcome bonus and up to 5,000 bonus points every year for on-time payments and redemptions.

A premium rewards card earning 5x BMO Rewards points per $1 on groceries, gas, transit, dining, and takeout — plus 1 point per $1 on everything else. Includes up to 70,000 bonus points, first-year fee waived, $50 annual lifestyle credit, travel insurance, and 10% bonus points for adding an authorized user.

BMO's ultra-premium rewards card earning 5x BMO Rewards points per $1 on groceries, dining, drugstores, gas, and travel — plus 1 point per $1 on everything else. Includes up to 200,000 bonus points, $200 annual lifestyle credit, NEXUS statement credit, 6 airport lounge passes, comprehensive travel insurance, and 25% bonus points for adding an authorized user.

BMO's lowest-interest credit card with a 13.99% purchase rate, $29 annual fee (waived first year), and a 0% introductory balance transfer rate for 9 months. No rewards program — built for cardholders who carry a balance and want to minimize interest charges.

A co-branded Porter Airlines rewards card earning up to 2x VIPorter points per $1 on Porter purchases and 1x on travel, groceries, dining, and hotels — plus up to 40,000 VIPorter points, a 35% off flight voucher, and the annual fee waived in the first year.

BMO's premium Porter Airlines co-brand card earning 3x VIPorter points on Porter purchases and 2x on travel, groceries, dining, and hotels — plus a 70,000-point welcome bonus, annual companion pass, free checked bag, and annual fee waived in the first year.

A unique no-annual-fee rewards card that automatically earns 1.5 Adapta points per $1 on your top 3 spending categories each month, 2 points per $1 on travel through CIBC by Expedia, and 1 point per $1 on everything else. Includes roadside assistance, Journie Rewards fuel savings, a 6,000-point welcome bonus, and basic purchase insurance — all with no annual fee.

The CIBC Aeroplan Visa Card is a no annual fee travel rewards card that lets you earn Aeroplan points on everyday purchases, including gas, groceries, and Air Canada flights. Enjoy valuable insurance coverage and exclusive Aeroplan travel benefits, making it a great entry-level choice for Canadian travellers.

A premium Aeroplan-earning card with 1.5 Aeroplan points per $1 on eligible gas, electric vehicle charging, groceries and with Air Canada directly (including through Air Canada Vacations), plus 1 Aeroplan point per $1 on everything else. Includes free first checked bag on Air Canada, preferred pricing on Aeroplan flight rewards, 10 types of insurance, and a welcome offer of up to 50,000 Aeroplan points with first-year annual fee waived.

The CIBC Aeroplan Visa Infinite Privilege Card is a premium travel rewards card for Canadians, offering up to 100,000 Aeroplan points as a welcome bonus, elevated earn rates on Air Canada and everyday purchases, Maple Leaf Lounge access, an annual companion pass, and a suite of premium travel and purchase insurance benefits.

A flexible travel card earning up to 2 Aventura points per $1 on eligible travel purchased through the CIBC Rewards Centre (CIBC by Expedia), 1.5 pts/$1 on eligible gas stations, electric vehicle charging stations, grocery stores and drug stores, and 1 pt/$1 on everything else. Includes 4 free airport lounge visits, NEXUS fee rebate, and a welcome offer of up to 60,000 Aventura points with first-year annual fee waived — all with only a $15,000 household income requirement.

The CIBC Aventura Visa Card offers flexible travel rewards with no annual fee, allowing you to earn Aventura Points on everyday purchases and travel. Enjoy extra protection on new purchases and redeem points for flights, hotels, and more with no expiry.

A premium travel card earning up to 2 Aventura points per $1 on eligible travel purchased through the CIBC Rewards Centre (CIBC by Expedia), 1.5 pts/$1 on gas, groceries, EV charging, and drugstores, and 1 pt/$1 on everything else. Includes a comprehensive insurance package, 4 complimentary lounge visits, NEXUS fee rebate, and a welcome offer of up to 60,000 Aventura Points with first-year annual fee waived.

The CIBC Aventura Visa Infinite Privilege Card offers premium travel rewards, including up to 80,000 Aventura Points in the first year, 6 complimentary airport lounge visits, a $200 annual travel credit, and exclusive Visa Infinite Privilege benefits. Designed for high-income Canadians, it features accelerated earn rates on travel, dining, and everyday purchases.

The CIBC Dividend Visa Card is a no annual fee cash back card that earns 2% on groceries, 1% on gas, EV charging, transportation, dining, recurring payments, and CIBC by Expedia travel, and 0.5% on all other purchases. It offers valuable insurance coverage and exclusive gas savings with Journie Rewards, making it a strong everyday card for Canadian households.

CIBC's premium cash back card earning 4% on gas, EV charging, and groceries, 2% on transportation, dining, recurring payments, and eligible travel purchases through CIBC by Expedia, and 1% on everything else. Includes 6 types of insurance with 10-day emergency medical, mobile device coverage, Visa Infinite perks, Journie Rewards fuel savings, and a welcome offer of up to 10% cash back plus first-year fee waived.

Earn 5x Marriott Bonvoy points on Marriott purchases and 2x on everything else, with up to 70,000 welcome bonus points, an annual free night award, and automatic Silver Elite status — all for $120/year.

The MBNA True Line Gold Mastercard is a low-rate credit card featuring a 10.99% standard interest rate on purchases and a modest $39 annual fee, designed for Canadians seeking to reduce interest costs rather than earn rewards.

The MBNA True Line Mastercard is a no-annual-fee low-interest card featuring a 12.99% purchase rate and a 0% promotional balance transfer rate for 12 months on transfers completed within 90 days of account opening.

The More Rewards RBC Visa is a no-annual-fee card that lets you earn accelerated More Rewards points at partner grocery, pharmacy, gas, EV charging, and dining locations, making it ideal for Western Canadians who shop at More Rewards partners. Enjoy a welcome bonus, comprehensive insurance, and exclusive partner perks.

The More Rewards RBC Visa Infinite lets you earn accelerated More Rewards points at partner locations, on gas, EV charging, and dining, with no annual fee. Ideal for Western Canadians, it also includes comprehensive insurance and exclusive partner perks.

Earn Avion points on every purchase with up to 55,000 bonus points, book any flight on 500+ airlines with no blackouts, and enjoy unlimited emergency medical insurance. Canada's most popular flexible travel rewards card.

Canada's premium Avion card with up to 70,000 bonus points, 6 global airport lounge passes, fast-track security, enhanced Business and First Class redemption (100 points = $2), and comprehensive travel insurance — all backed by the flexibility of Avion Rewards.

Earn British Airways Avios on every purchase with a 15,000-Avios welcome bonus, 10% off BA flights, and a companion voucher for buy-one-get-one flights in any cabin. The only Avios-earning credit card in Canada.

A no-annual-fee cash back card earning 2% on groceries and up to 1% on everything else — with unlimited cash back, purchase security, and RBC partner perks.

A premium cash back card earning 1.5% cash back on the first $25,000 in annual purchases, then 1% thereafter — with rental car insurance and Mastercard World Elite benefits.

The RBC ION Visa is a no annual fee rewards card that lets you earn Avion points on everyday essentials like groceries, gas, rideshare, streaming, and more. Enjoy flexible redemption options, standard purchase security and extended warranty insurance, and access to exclusive partner offers.

A low-interest credit card with a fixed 12.99% rate on purchases, cash advances, and balance transfers — plus a limited-time 0.99% intro rate on balance transfers for 10 months.

The RBC Visa Platinum card offers premium car, travel, and purchase insurance coverage with no annual fee, making it a strong value choice for Canadians seeking essential protections without ongoing costs.

Earn Avion points on every purchase with up to 55,000 bonus points, book any flight on 500+ airlines with no blackouts, and enjoy broad insurance coverage — all with no income requirement. An accessible entry point into the Avion Rewards program.

The Rogers Red Mastercard is a no-annual-fee cash back card that offers up to 2% cash back on everyday and U.S. dollar purchases, plus a 1.5x redemption bonus when you apply rewards to eligible Rogers, Fido, Shaw or Comwave bills and 5 free Roam Like Home days annually with an eligible Rogers mobile plan.

The Rogers Red World Elite Mastercard is a no-annual-fee cash back card that offers up to 3% cash back on U.S. dollar purchases and enhanced earn rates and redemption bonuses for Rogers, Fido, Shaw and Comwave customers, along with included insurance benefits and 5 free Roam Like Home days each year with an eligible Rogers mobile plan.

Scotiabank's flagship cash back card with 4% on groceries and recurring payments, 2% on gas, transit, and food delivery, 15% cash back for the first 3 months, 11 types of insurance, and a first-year annual fee waiver.

The Scotiabank American Express Card is a no-fee Scene+ rewards card that earns accelerated Scene+ points on groceries at participating Sobeys group stores, on everyday categories like dining, entertainment, gas, transit and streaming, and on all other purchases, with a modest welcome bonus for new cardholders.

The Scotiabank Platinum American Express Card offers accelerated Scene+ points on all purchases, no foreign transaction fees, and premium travel benefits including Priority Pass lounge access and comprehensive travel insurance.

The Scotiabank Gold American Express Card offers accelerated Scene+ points on groceries, dining, entertainment, gas, transit, and streaming, with no foreign transaction fees and a strong welcome bonus. It's ideal for Canadians seeking flexible rewards and premium earn rates on everyday spending.

The Scotiabank Momentum Mastercard is a no annual fee cash back card that offers 1% cash back on gas, groceries, drug stores, and recurring payments, and 0.5% on all other purchases. It features a 7.99% introductory purchase interest rate for the first 6 months, making it a strong choice for everyday spending and value-conscious Canadians.

A no-annual-fee cash back Visa card earning 1% on groceries, gas, transit, recurring bills, and subscription services, with 0.5% on everything else — plus 10% cash back for the first 3 months and a 0% balance transfer offer.

A low-fee cash back Visa card earning 2% on groceries, gas, transit, recurring bills, and subscription services, with 1% on everything else — plus basic insurance and a balance transfer offer.

A premium no-foreign-transaction-fee travel rewards card that earns accelerated Scene+ points on travel, groceries, dining, entertainment and transit, and includes six annual airport lounge visits plus robust travel insurance coverage.

A premium travel rewards card with no foreign transaction fees, rich Scene+ earning on travel, dining, and everyday purchases, a $250 annual travel credit, and extensive airport lounge access and luxury travel benefits for high-income Canadian travelers.

The Scotiabank Scene+ Visa Card is a no annual fee credit card that lets you earn Scene+ points on every purchase, with accelerated rates at select grocery stores, Cineplex, Home Hardware, and when booking hotels and car rentals through Scene+ Travel. Redeem your points flexibly for travel, entertainment, and more, making it a great entry-level rewards card for everyday spending.

The Scotiabank Value Visa Card is a low-interest credit card designed for Canadians who want to save on interest and pay down balances faster, with a competitive 13.99% rate on purchases and cash advances. It features a low annual fee, first-year fee waiver, and special balance transfer offers, making it ideal for those focused on debt repayment rather than rewards.

A no-annual-fee cashback card earning 2% on gas and groceries and 1.25% on everything else — the simplest way to earn cash back with Amex, plus up to $100 in bonus cash back for new cardmembers.

Earn 4% cash back on gas and groceries and 2% on everything else, with up to $250 in welcome bonus value, mobile device insurance, and Instacart credits — all for $9.99/month.

The TD Aeroplan Visa Infinite Card is a premium Aeroplan rewards credit card that earns accelerated points on gas, EV charging, groceries and Air Canada purchases, plus a strong welcome bonus package. Cardholders benefit from free first checked bags for up to eight companions on Air Canada flights, NEXUS fee rebates, and exclusive Visa Infinite travel and lifestyle perks.

Canada's ultra-premium Aeroplan card with up to 85,000 bonus points, unlimited Maple Leaf Lounge access with a guest, companion pass from $99, 1.5x on groceries, gas and dining, free checked bags, and a metal card design — $599/year.

An affordable entry point to Aeroplan earning with up to 20,000 bonus points, 1x on groceries, gas, and Air Canada, first-year fee waived, and travel insurance — all for just $89/year.

A no-annual-fee cash back card earning 1% on groceries, gas, EV charging, transit, bill payments, and streaming, plus 0.5% on everything else — with Cash Back Dollars that never expire.

The TD Cash Back Visa Infinite Card offers 3% cash back on groceries, gas, transit, recurring bills, and streaming, plus 1% on everything else. Enjoy a strong welcome bonus, first-year annual fee rebate, premium insurance, and free roadside assistance.

The TD First Class Travel Visa Infinite Card offers strong travel rewards with up to 165,000 TD Rewards Points as a welcome bonus, first-year annual fee rebate, and accelerated earn rates on travel, groceries, dining, and more. Enjoy premium travel benefits including a $100 annual travel credit, 4 complimentary airport lounge visits, and comprehensive travel insurance.

A low-interest credit card with a 12.90% annual rate on purchases and cash advances — designed for Canadians who carry a balance or need to finance larger purchases.

Earn up to 6x TD Rewards Points on Expedia For TD, 4.5x on groceries, dining, and transit, with comprehensive travel insurance, first-year fee waived, and up to 50,000 bonus points — all for $89/year.

The TD Rewards Visa Card is a no annual fee travel rewards card that lets you earn TD Rewards Points on everyday purchases, including groceries, dining, public transit, and travel booked through Expedia For TD. Enjoy flexible redemption options, mobile device insurance, and exclusive savings on car rentals.

The WestJet RBC Mastercard is a low-fee travel card that earns WestJet points on everyday spending, with accelerated earn on WestJet travel and select dining and digital categories. Cardholders also receive a welcome and annual companion voucher tied to modest annual spend, plus mobile device and travel-related insurance benefits.

A premium WestJet travel card that earns elevated WestJet points on WestJet, grocery, gas and transportation purchases, plus strong travel perks including free checked bags, an annual companion voucher with flexible exchange options, and access to airport lounges.