CIBC · Rewards Calculator
CIBC Aeroplan VisaRewards Calculator
| Category | Earn Rate |
|---|---|
| Gas, electric vehicle charging, groceries, and Air Canada purchases | 1 Aeroplan point per $1 |
| All other purchases | 1 Aeroplan point per $1.50 |
Enter Your Monthly Spending
We'll calculate your Aeroplan points earnings by category
Supermarkets & grocery stores
Restaurants, takeout, food delivery
Gas stations & EV charging
Public transit, Uber, taxis
Flights, hotels, car rentals
Netflix, Spotify, digital subs
Phone, internet, utilities
Pharmacies & drugstores
Movies, events, concerts
Everything else
Enter your monthly spending above
Fill in how much you spend in each category to see a detailed breakdown of your Aeroplan points earnings with the CIBC Aeroplan Visa.
Or try a quick-fill preset to get started
Ready to apply for the CIBC Aeroplan Visa?
Read our full review for detailed information on benefits, insurance coverage, and how to maximize your Aeroplan points.
Welcome Bonus
Bonus
Up to 10,000 Aeroplan points
~$200 estimated value
How to Earn It
2,500 Aeroplan points
Spend $0 upon approval
2,500 Aeroplan points
Spend $1,500 first 4 monthly statement periods
5,000 Aeroplan points
Spend $10,000 first 12 monthly statement periods (anniversary bonus)
Card Details
- Annual Fee
- No annual fee
- Network
- Visa
- Rewards Program
- Aeroplan
- Purchase Interest Rate
- 21.99%
- Cash Advance Rate
- 22.99%
- Foreign Transaction Fee
- 2.5%
- Lounge Access
- No
Insurance & Perks
- Purchase Security and Extended Protection Insurance
- Common Carrier Accident Insurance
- Car Rental Collision and Loss Damage Insurance
How to Use the CIBC Aeroplan Visa Rewards Calculator
This calculator helps you estimate how many Aeroplan points you can earn each month and year based on your real spending habits. Enter your average monthly spending in each category above — groceries, dining, gas, transit, travel, streaming, and more — and the calculator will automatically apply the CIBC Aeroplan Visa's earn rates to show you a complete breakdown.
Understanding CIBC Aeroplan Visa Earn Rates
The CIBC Aeroplan Visa earns Aeroplan points at different rates depending on the spending category. Here's how the card's tiered earn structure works:
- Gas, electric vehicle charging, groceries, and Air Canada purchases: 1 Aeroplan point per $1
- All other purchases: 1 Aeroplan point per $1.50
By focusing your spending on the highest-earning categories, you can maximise the value you get from the CIBC Aeroplan Visa. Use the presets above to quickly model different spending profiles and see how your rewards change.
Maximising the Value of Your Aeroplan points
The true value of your Aeroplan points depends on how you redeem them. As part of the Aeroplan program, you have several redemption options available — from travel bookings to transfer partners. Use the point valuation slider in the calculator to see how different redemption strategies affect the dollar value of your earnings.
No Annual Fee Advantage
One of the benefits of the CIBC Aeroplan Visa is that it has no annual fee, meaning every point you earn is pure value. There's no annual cost to offset, so even modest spending can deliver meaningful rewards over time.