CIBC · Rewards Calculator
CIBC Aventura Visa Infinite PrivilegeRewards Calculator
| Category | Earn Rate |
|---|---|
| Travel booked through CIBC Rewards | 3 points per $1 |
| Gas, EV charging, groceries, restaurants & transit | 2 points per $1 |
| All other purchases | 1.25 points per $1 |
Enter Your Monthly Spending
We'll calculate your Aventura points earnings by category
Supermarkets & grocery stores
Restaurants, takeout, food delivery
Gas stations & EV charging
Public transit, Uber, taxis
Flights, hotels, car rentals
Netflix, Spotify, digital subs
Phone, internet, utilities
Pharmacies & drugstores
Movies, events, concerts
Everything else
Enter your monthly spending above
Fill in how much you spend in each category to see a detailed breakdown of your Aventura points earnings with the CIBC Aventura Visa Infinite Privilege.
Or try a quick-fill preset to get started
Ready to apply for the CIBC Aventura Visa Infinite Privilege?
Read our full review for detailed information on benefits, insurance coverage, and how to maximize your Aventura points.
Welcome Bonus
Bonus
up to 80,000 Aventura Points
~$1600 estimated value
How to Earn It
25,000 Aventura Points
Spend $3,000 first 4 monthly statement periods
25,000 Aventura Points
Spend $6,000 first 4 monthly statement periods
30,000 Aventura Points
Spend $25,000 1-year anniversary
Card Details
- Annual Fee
- $499/yr
- Additional Card Fee
- $99
- Network
- Visa
- Rewards Program
- Aventura
- Purchase Interest Rate
- 21.99%
- Cash Advance Rate
- 22.99%
- Foreign Transaction Fee
- 2.5%
- Min. Income Required
- $150,000
- Lounge Access
- Yes
Insurance & Perks
- Emergency Medical Insurance (31 days, 10 days for 65+)
- Trip Cancellation Insurance ($2,500)
- Trip Interruption Insurance ($5,000)
- Flight Delay Insurance ($500)
- Baggage Delay Insurance ($500)
- Lost or Stolen Baggage Insurance ($1,000)
- Hotel Burglary Insurance ($2,500)
- Travel Accident Insurance ($500,000)
- Rental Car Theft & Damage Insurance
- Mobile Device Insurance ($1,500)
- Purchase Security (180 days)
- Extended Warranty Insurance (2 years)
- Visa Airport Companion membership — 6 free visits per year at 1,200+ airport lounges worldwide
How to Use the CIBC Aventura Visa Infinite Privilege Rewards Calculator
This calculator helps you estimate how many Aventura points you can earn each month and year based on your real spending habits. Enter your average monthly spending in each category above — groceries, dining, gas, transit, travel, streaming, and more — and the calculator will automatically apply the CIBC Aventura Visa Infinite Privilege's earn rates to show you a complete breakdown.
Understanding CIBC Aventura Visa Infinite Privilege Earn Rates
The CIBC Aventura Visa Infinite Privilege earns Aventura points at different rates depending on the spending category. Here's how the card's tiered earn structure works:
- Travel booked through CIBC Rewards: 3 points per $1
- Gas, EV charging, groceries, restaurants & transit: 2 points per $1
- All other purchases: 1.25 points per $1
By focusing your spending on the highest-earning categories, you can maximise the value you get from the CIBC Aventura Visa Infinite Privilege. Use the presets above to quickly model different spending profiles and see how your rewards change.
Maximising the Value of Your Aventura points
The true value of your Aventura points depends on how you redeem them. As part of the Aventura program, you have several redemption options available — from travel bookings to transfer partners. Use the point valuation slider in the calculator to see how different redemption strategies affect the dollar value of your earnings.
Is the $499 Annual Fee Worth It?
The CIBC Aventura Visa Infinite Privilege carries an annual fee of $499. Use this calculator to see whether the value of your earned rewards exceeds the fee. The "Net Value" card in the results shows your estimated rewards value minus the annual fee — if it's positive, you're coming out ahead.