RBC · Rewards Calculator
RBC British Airways Visa InfiniteRewards Calculator
| Category | Earn Rate |
|---|---|
| British Airways purchases | 3 Avios per $1 |
| Dining and food delivery | 2 Avios per $1 |
| All other qualifying purchases | 1 Avios per $1 |
Enter Your Monthly Spending
We'll calculate your Avios earnings by category
Supermarkets & grocery stores
Restaurants, takeout, food delivery
Gas stations & EV charging
Public transit, Uber, taxis
Flights, hotels, car rentals
Netflix, Spotify, digital subs
Phone, internet, utilities
Pharmacies & drugstores
Movies, events, concerts
Everything else
Enter your monthly spending above
Fill in how much you spend in each category to see a detailed breakdown of your Avios earnings with the RBC British Airways Visa Infinite.
Or try a quick-fill preset to get started
Ready to apply for the RBC British Airways Visa Infinite?
Read our full review for detailed information on benefits, insurance coverage, and how to maximize your Avios.
Welcome Bonus
Bonus
15,000 Avios
How to Earn It
15,000 Avios
Spend $0 upon approval
Card Details
- Annual Fee
- $165/yr
- Additional Card Fee
- $75
- Network
- Visa
- Rewards Program
- British Airways Executive Club
- Purchase Interest Rate
- 20.5%
- Cash Advance Rate
- 22.99%
- Foreign Transaction Fee
- 2.5%
- Min. Income Required
- $60,000
- Lounge Access
- No
- Companion Voucher
- Yes
Insurance & Perks
- Travel emergency medical insurance (up to $2M)
- Trip cancellation & interruption insurance
- Flight delay insurance
- Baggage delay & loss insurance
- Car rental collision/loss damage waiver
- Hotel burglary insurance
- Purchase protection & extended warranty
- Spend $30,000 CAD annually on the card to earn a Companion Voucher. Use it to take a companion with you on a BA reward flight in any cabin (Economy through First Class), or fly solo and receive a 50% discount on the Avios fare of your reward seat. Taxes and carrier-imposed surcharges still apply.
How to Use the RBC British Airways Visa Infinite Rewards Calculator
This calculator helps you estimate how many Avios you can earn each month and year based on your real spending habits. Enter your average monthly spending in each category above — groceries, dining, gas, transit, travel, streaming, and more — and the calculator will automatically apply the RBC British Airways Visa Infinite's earn rates to show you a complete breakdown.
Understanding RBC British Airways Visa Infinite Earn Rates
The RBC British Airways Visa Infinite earns Avios at different rates depending on the spending category. Here's how the card's tiered earn structure works:
- British Airways purchases: 3 Avios per $1
- Dining and food delivery: 2 Avios per $1
- All other qualifying purchases: 1 Avios per $1
By focusing your spending on the highest-earning categories, you can maximise the value you get from the RBC British Airways Visa Infinite. Use the presets above to quickly model different spending profiles and see how your rewards change.
Maximising the Value of Your Avios
The true value of your Avios depends on how you redeem them. As part of the British Airways Executive Club program, you have several redemption options available — from travel bookings to transfer partners. Use the point valuation slider in the calculator to see how different redemption strategies affect the dollar value of your earnings.
Is the $165 Annual Fee Worth It?
The RBC British Airways Visa Infinite carries an annual fee of $165. Use this calculator to see whether the value of your earned rewards exceeds the fee. The "Net Value" card in the results shows your estimated rewards value minus the annual fee — if it's positive, you're coming out ahead.