Scotiabank · Rewards Calculator
Scotiabank Scene+ Visa CardRewards Calculator
| Category | Earn Rate |
|---|---|
| Hotels and car rentals booked through Scene+ Travel (Expedia) | 4 Scene+ points per $1 |
| Eligible travel purchases (general) | 1 Scene+ point per $1 |
| Sobeys, Safeway, Foodland, participating IGA and co-ops, and more | 2 Scene+ points per $1 |
| Home Hardware, Home Building Centre, Home Furniture, homehardware.ca | 2 Scene+ points per $1 |
| Cineplex theatres or cineplex.com | 2 Scene+ points per $1 |
| All other eligible everyday purchases | 1 Scene+ point per $1 |
Enter Your Monthly Spending
We'll calculate your Scene+ points earnings by category
Supermarkets & grocery stores
Restaurants, takeout, food delivery
Gas stations & EV charging
Public transit, Uber, taxis
Flights, hotels, car rentals
Netflix, Spotify, digital subs
Phone, internet, utilities
Pharmacies & drugstores
Movies, events, concerts
Everything else
Enter your monthly spending above
Fill in how much you spend in each category to see a detailed breakdown of your Scene+ points earnings with the Scotiabank Scene+ Visa Card.
Or try a quick-fill preset to get started
Ready to apply for the Scotiabank Scene+ Visa Card?
Read our full review for detailed information on benefits, insurance coverage, and how to maximize your Scene+ points.
Welcome Bonus
Bonus
Up to 10,000 bonus Scene+ points
~$100 estimated value
How to Earn It
2,500 Scene+ points
Spend $250 first 3 months
7,500 Scene+ points
Spend $1,000 first 3 months
Offer Expires
July 1, 2026
Card Details
- Annual Fee
- No annual fee
- Network
- Visa
- Rewards Program
- Scene+
- Purchase Interest Rate
- 20.99%
- Cash Advance Rate
- 22.99%
- Foreign Transaction Fee
- 2.5%
- Lounge Access
- No
How to Use the Scotiabank Scene+ Visa Card Rewards Calculator
This calculator helps you estimate how many Scene+ points you can earn each month and year based on your real spending habits. Enter your average monthly spending in each category above — groceries, dining, gas, transit, travel, streaming, and more — and the calculator will automatically apply the Scotiabank Scene+ Visa Card's earn rates to show you a complete breakdown.
Understanding Scotiabank Scene+ Visa Card Earn Rates
The Scotiabank Scene+ Visa Card earns Scene+ points at different rates depending on the spending category. Here's how the card's tiered earn structure works:
- Hotels and car rentals booked through Scene+ Travel (Expedia): 4 Scene+ points per $1
- Eligible travel purchases (general): 1 Scene+ point per $1
- Sobeys, Safeway, Foodland, participating IGA and co-ops, and more: 2 Scene+ points per $1
- Home Hardware, Home Building Centre, Home Furniture, homehardware.ca: 2 Scene+ points per $1
- Cineplex theatres or cineplex.com: 2 Scene+ points per $1
- All other eligible everyday purchases: 1 Scene+ point per $1
By focusing your spending on the highest-earning categories, you can maximise the value you get from the Scotiabank Scene+ Visa Card. Use the presets above to quickly model different spending profiles and see how your rewards change.
Maximising the Value of Your Scene+ points
The true value of your Scene+ points depends on how you redeem them. As part of the Scene+ program, you have several redemption options available — from travel bookings to transfer partners. Use the point valuation slider in the calculator to see how different redemption strategies affect the dollar value of your earnings.
No Annual Fee Advantage
One of the benefits of the Scotiabank Scene+ Visa Card is that it has no annual fee, meaning every point you earn is pure value. There's no annual cost to offset, so even modest spending can deliver meaningful rewards over time.