TD · Rewards Calculator
TD Platinum Travel Visa CardRewards Calculator
| Category | Earn Rate |
|---|---|
| Travel purchases booked through Expedia For TD | 6 TD Rewards Points per $1 |
| Groceries, Dining, and Public Transit | 4.5 TD Rewards Points per $1 |
| Recurring Bill Payments and Streaming, Digital Gaming & Media | 3 TD Rewards Points per $1 |
| All other purchases | 1.5 TD Rewards Points per $1 |
Enter Your Monthly Spending
We'll calculate your TD Rewards Points earnings by category
Supermarkets & grocery stores
Restaurants, takeout, food delivery
Gas stations & EV charging
Public transit, Uber, taxis
Flights, hotels, car rentals
Netflix, Spotify, digital subs
Phone, internet, utilities
Pharmacies & drugstores
Movies, events, concerts
Everything else
Enter your monthly spending above
Fill in how much you spend in each category to see a detailed breakdown of your TD Rewards Points earnings with the TD Platinum Travel Visa Card.
Or try a quick-fill preset to get started
Ready to apply for the TD Platinum Travel Visa Card?
Read our full review for detailed information on benefits, insurance coverage, and how to maximize your TD Rewards Points.
Welcome Bonus
Bonus
Up to 50,000 TD Rewards Points
~$250 estimated value
How to Earn It
15,000 TD Rewards Points
Spend $0 first purchase
35,000 TD Rewards Points
Spend $3,000 first 180 days
Card Details
- Annual Fee
- $89/yr (1st year waived)
- Additional Card Fee
- $35
- Network
- Visa
- Rewards Program
- TD Rewards
- Purchase Interest Rate
- 21.99%
- Cash Advance Rate
- 22.99%
- Foreign Transaction Fee
- 2.5%
- Lounge Access
- No
Insurance & Perks
- Flight/Trip Delay Insurance
- Delayed and Lost Baggage Insurance
- Common Carrier Travel Accident Insurance
- Auto Rental Collision/Loss Damage Insurance
- Emergency Travel Assistance Services
- Hotel/Motel Burglary Insurance
How to Use the TD Platinum Travel Visa Card Rewards Calculator
This calculator helps you estimate how many TD Rewards Points you can earn each month and year based on your real spending habits. Enter your average monthly spending in each category above — groceries, dining, gas, transit, travel, streaming, and more — and the calculator will automatically apply the TD Platinum Travel Visa Card's earn rates to show you a complete breakdown.
Understanding TD Platinum Travel Visa Card Earn Rates
The TD Platinum Travel Visa Card earns TD Rewards Points at different rates depending on the spending category. Here's how the card's tiered earn structure works:
- Travel purchases booked through Expedia For TD: 6 TD Rewards Points per $1
- Groceries, Dining, and Public Transit: 4.5 TD Rewards Points per $1
- Recurring Bill Payments and Streaming, Digital Gaming & Media: 3 TD Rewards Points per $1
- All other purchases: 1.5 TD Rewards Points per $1
By focusing your spending on the highest-earning categories, you can maximise the value you get from the TD Platinum Travel Visa Card. Use the presets above to quickly model different spending profiles and see how your rewards change.
Maximising the Value of Your TD Rewards Points
The true value of your TD Rewards Points depends on how you redeem them. As part of the TD Rewards program, you have several redemption options available — from travel bookings to transfer partners. Use the point valuation slider in the calculator to see how different redemption strategies affect the dollar value of your earnings.
Is the $89 Annual Fee Worth It?
The TD Platinum Travel Visa Card carries an annual fee of $89. Use this calculator to see whether the value of your earned rewards exceeds the fee. The "Net Value" card in the results shows your estimated rewards value minus the annual fee — if it's positive, you're coming out ahead.